108,449+
23
12
NMLS-Licensed Lenders
All partners fully licensed
Bank-Level Encryption
Your data is secure
CFPB-Compliant Process
Federal protections
Trusted by Thousands
of Homeowners
15-Day Average Close
Faster than industry
NMLS-Licensed Lenders
All partners fully licensed
Bank-Level Encryption
Your data is secure
CFPB-Compliant Process
Federal protections
Trusted by Thousands
of Homeowners
15-Day Average Close
Faster than industry

The Lowest Rates in Lending — Powered by AI, Approved by Experts

We cut loan officer commissions and automate the busywork. You get better rates, faster closings, and humans overseeing every decision.

Takes ~30 seconds • No credit impact • Licensed experts review every loan

See how we compare

Today's Rates

SuperLoans
Rate
5.875%
Points
0.00
APR
5.987%
Rocket
Rate
6.750%
Points
0.50
APR
6.737%
Better
Rate
6.625%
Points
0.25
APR
6.737%
Guaranteed Rate
Rate
6.500%
Points
0.75
APR
6.612%
Other Rate
Rate
6.500%
Points
0.50
APR
6.12%

*Rate shown based on 740+ FICO, 70% LTV conforming loan limits, no cash out, full-doc loan. Subject to change.

Trusted Nationwide
50 states • 240+ locations • 1,150+ experts • 100,000+ customers

*Rates shown are for a 30-year fixed mortgage with 20% down payment and excellent credit (740+ FICO). Actual rates may vary based on loan amount, property location, and individual qualifications. APR includes fees and costs. Last updated: January 10, 2026.

Why SuperLoans

AI-Powered

Finds the best rate across thousands of lenders instantly

Fast Closings

15-day average close with digital-first process

Bank-Level Security

256-bit encryption • SOC 2 compliant

Always-On Support

AI + human help, 24/7

What Our Clients Say

5.0/5.0(1,000+ reviews)

"Saved $340/month compared to my Rocket Mortgage quote. The AI handled everything smoothly, and I talked to a real person when I had questions. Closed in 12 days."

- Sarah L., First-Time Buyer

Seattle, WA

"I was skeptical about AI handling my mortgage, but the team made me feel confident. They saved me $4,100 a year compared to my bank's offer. The technology is impressive."

- David P., Refinance

Denver, CO

"As a veteran, I appreciated how smooth the VA loan process was. No pressure, just great service and an unbeatable rate. Highly recommend."

- Anthony M., VA Loan

Los Angeles, CA

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200+
Branches
1,000+
5-Star Reviews
24
Years
24/7
Expert Support