VA loans offer unbeatable benefits for service members, veterans, and eligible surviving spouses. Buy with zero down payment, no PMI, and competitive rates as a thank you for your service.
Powerful advantages reserved for those who served
Purchase a home with no down payment required. 100% financing available.
VA loans don't require private mortgage insurance, saving you hundreds per month.
VA loans typically offer lower interest rates than conventional loans.
No minimum credit score requirement set by the VA. We work with all profiles.
Eligibility requirements by service category
Multiple programs to meet your needs
One-time fee that can be financed into your loan
| Scenario | First Use | Subsequent Use | Notes |
|---|---|---|---|
| VA Funding Fee | 2.15% (0% down) | 3.30% (0% down) | Can be financed into loan |
| With 5% Down | 1.50% | 1.50% | Lower fee with down payment |
| With 10% Down | 1.25% | 1.25% | Lowest fee tier |
| Disabled Veterans | 0% - Exempt | 0% - Exempt | VA disability compensation recipients |
Four simple steps to homeownership
Get your Certificate of Eligibility from the VA. We can help you obtain this, usually within minutes online.
Complete our application and receive your VA loan pre-approval with your personalized rate quote.
Shop for homes with confidence. You can optimize deals where sellers pay your allowable closing costs.
Streamlined underwriting and closing. Move into your home with no down payment required.
You've served our country. Now let us serve you with the home loan benefits you've earned.