Terms of Service

Last Updated: January 28, 2026

Agreement to Terms

By accessing or using SuperLoans' website and services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our services.

We reserve the right to modify these Terms at any time. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

Use of Services

Eligibility

To use SuperLoans' services, you must:

  • Be at least 18 years old
  • Be a legal resident of the United States
  • Provide accurate and complete information
  • Have the legal capacity to enter into binding contracts

Account Security

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

Loan Application Process

No Guarantee of Approval: Submitting a loan application does not guarantee approval. Loan approval is subject to verification of information, credit checks, and lender requirements.

Rate Quotes: Rate quotes provided are estimates based on the information you provide. Final rates may vary based on verification and underwriting.

Accuracy of Information: You agree to provide truthful, accurate, and complete information. Providing false information may result in loan denial and potential legal consequences.

Fees and Payments

SuperLoans may charge fees for certain services. All fees will be clearly disclosed before you agree to them. You agree to pay all applicable fees and charges.

Loan fees, including origination fees, closing costs, and other charges, will be detailed in your Loan Estimate and Closing Disclosure as required by law.

Prohibited Activities

You agree not to:

  • Use our services for any illegal purpose
  • Provide false or misleading information
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of our services
  • Use automated systems to access our services without permission
  • Violate any applicable laws or regulations

Intellectual Property

All content on SuperLoans' website, including text, graphics, logos, images, and software, is owned by SuperLoans or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

Disclaimers and Limitations of Liability

Service “As Is”: SuperLoans provides services “as is” without warranties of any kind, express or implied. We do not guarantee uninterrupted or error-free service.

Limitation of Liability: SuperLoans shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Third-Party Services: We are not responsible for the actions or services of third-party lenders, service providers, or other parties involved in your loan transaction.

Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California without regard to conflict of law principles.

Any disputes arising from these Terms or your use of SuperLoans' services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Contact Us

If you have questions about these Terms of Service, please contact us:

  • Email: legal@superloans.com
  • Phone: 1-800-555-LOAN
  • Mail: SuperLoans Legal Department, 123 Main Street, Suite 100, San Francisco, CA 94105